Showing posts with label Scams. Show all posts
Showing posts with label Scams. Show all posts

Monday, July 12, 2010

Not taking the bait | Scams in the Internet

Tales of the City Author Armisted Maupin once exclaimed his being "acutely aware that the possibility of fraud is even more prevalent in today's world because of the Internet and cell phones and the opportunity for instant communication with strangers."

And yes, he had surely made a firm point regarding the prevalence of fraud because of the possibilities given by the internet, and the sad thing is, he is right. The world wide web has indeed paved the way for various people - of different race, color, religion, and other old barriers of humanity - to converge in one mode of communication. It's an invention made for a noble cause - to break the walls of distance all over the world in the name of transnational correspondence. But evil, going about its ancient business, goes and pervert this medium and transformed it into an avenue for transnational fraud practices instead.

Internet fraud had grown and evolved through years of trial-success, trial-failure experimental methods. Scams are the most widespread internet fraud today. Maybe you have tasted your own dose of scam e-mails even since there was still Netscape and Yahoo was today's Google.

For a significant number of years, scams had been limited to e-mails. Now, there are banner ads that can even perpetrate your surfing time and pop out out of the blue to tell you about how you won $1,345,000.00 in a lottery contest that you have not even heard about, much less joined.

Deceptive internet practices are getting more and more sophisticated. Add to that their uncanny ability to obtain information or hoard e-mails. And the bad news is, unfortunately, they are getting better at what they do. The best thing we can do for our part, is to stay informed. If they are finding better ways to disguise themselves and trick us, we just have to be at par in terms of information gathering and cracking thier disguises.

They are using the internet to their advantage, but with viral information sharing, the thing they consider as their pedestal will also be their downfall.

Kinds of Internet Scams | An Overview

“Do not bite at the bait of pleasure, till you know there is no hook beneath it.”

So goes a gem for the thought, polished by no other than the author of the Declaration of Independence himself, former president Thomas Jefferson. And this one line warns all of us, to be extra vigilant in everything we do especially at the face of lures and deception.

And one place that is teeming with various faces of deception is the internet. Whether we admit it or not, the world wide web became a home for the breeding of different kinds of scams which are the following:

Phishing Scams
This is a method that usually lures the reader into providing sensitive account information from simple online games username and pass word to bank account details. The 'phishers' usually send an e-mail which will appear like that of your trusted site, complete with logos, and company information, plus links directing you to a site which looks like your trusted organization's web page. Phishing e-mails usually require you to fill up information or click a link and log in to a hoax website.

Lottery Scams

These are mails (or even pop ad ads nowadays) that usually inform you that you have won a huge amount of money in a lottery. Now please, if you have not placed a bet on any lottery game and then suddenly someone insists you won in one, it's a scam in-your-face. Don't even try to click that link, click the trash button instead. If you entertain mails like this, you'll end up milked for upfront fees and other charges the 'delivery' of your prize, which is, by the way, non-existent.

Nigerian Scams
Helping a charity, aiding to recover money from a bank account, inheritance notice - Nigerian scams or 419 scams basically weave stories upon stories that may keep you interested. The sum of money that is about to be transacted is usually at least a million dollars. If you respond to this e-mail, you'll end up paying fees. So please just dump it.

Payment Transfer Job Scams
These mails enclose a job offering that will let you become a mediator in fund-transfers, with a percentage of the money passed to you left in your bank account. Beware of these scams as you may really be participating in illegal money laundering activities without you knowing it.

Competition Scams
An example of this is a poem competition scam that makes you submit a poem and inform you that you have been qualified to the semi-finals. This contest usually has a million dollar grand prize, but before you can view your published poem, you have to buy an expensive poem anthology from the organizers, or any product that they sell.

Now you know the different kinds of fraud. If you happen to encounter one, share it to an anti-internet scam forum community. Let us expose their disguise and help each other in combating internet scams. Remember, as the legal maxim goes, "It is fraud to conceal fraud."

Examples of Fraudulent E-mails | See to Know

They say to see is to believe. I say, to see is to better learn. so to better recognize Scams when you see one, here are some circulated examples of each category of scams:

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Phishing Scam Example
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Dear Valued Customer:

We regret to inform you that your eBay account could be suspended if you don't re-update your account information. To resolve this problems please click here and re-enter your account information. If your problems could not be resolved your account will be suspended for a period of 24 hours, after this period your account will be terminated.

For the User Agreement, Section 9, we may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate your membership and refuse to provide our services to you if we believe that your actions may cause financial loss or legal liability for you, our users or us. We may also take these actions if we are unable to verify or authenticate any information you provide to us.

Due to the suspension of this account, please be advised you are prohibited from using eBay in any way. This includes the registering of a new account. Please note that this suspension does not relieve you of your agreed-upon obligation to pay any fees you may owe to eBay.

Regards, Safeharbor Department eBay, Inc

The eBay team.
This is an automatic message. Please do not reply.

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Lottery Scam Example
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Subject; Winner Microsoft Yahoo Google Lottery Promotion

MICROSOFT YAHOO GOOGLE LOTTERY PROMOTION North London Business Park (NLBP) Oakleigh Road South, London, N11 1NP United Kingdom.

Dear Lucky Winner,

We happily announce to you the result of the Microsoft, Yahoo and Google Lottery draws held on Saturday 12th of September 2009, Lotto 6/49 in Essex, United Kingdom. All participants were selected randomly from World Wide Web site through computer draws system and extracted from over 100,000.00 companies and personal e-mail addresses.

Your e-mail address attached to Ticket number: B9564 7560 with serial number 046560 drew the winning numbers 6 7 14 16 17 27 Bonus 32. You have therefore been approved to claim a total sum of 500,000.00 (FIVE HUNDRED THOUSAND POUNDS STERLING) in cash credited to file EAAL/9080118308/08.

To file for your claim, please contact your corresponding Fiduciary Claim Agent (Mr. Michael Walker) immediately you get this message for quick and urgent release of your fund.

Contact information is as follow:

Mr. Michael Walker
Email: michael.walker@micro.lt
Tel: +44-7024031703

Endeavour to submit the below information’s as stated below to enable Mr. Michael Walker process your winning.
1. Full Name:................................
2. Full Address:.............................
3. Marital Statue:...........................
4. Age:.......................................
5. Sex:.......................................
6. Nationality:...............................
7. Tel. Number:..............................
8. Country of Residence.....................

***Due to possible mix up of some numbers and email contacts, we ask that you keep this award strictly from public notice until your claim has been processed and your money remitted. This is part of our security protocol to avoid double claiming or unscrupulous acts by some participants of this program. ***

Congratulations once more from all members and staff of this Lottery program.

Yours Sincerely,
Microsoft, Yahoo and Google Lottery Promotion **Customer Service**

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Nigerian Scam E-mail
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(URGENT BUSINESS ASSISTANCE STRICTLY CONFIDENTIAL)

COMPLIMENTS OF THE SEASON

Good Day!

I am the manager of bills and exchange at the foriegn remittance department of the (ABN AMRO BANK AMSTERDAM ). I am writting you this letter to ask for your support and co-operation to carry out this transaction. We discovered some abandoned sum $15,500,000(FIFTEEN MILLION, FIVE HUNDRED THOUSAND U.S DOLLAR ) in an account that belongs to one of our foriegn customer who died along-side his entire family in march this year in a terrorist train bomb blast in Spain some few months ago.Since this development,we have advertised for his next of kin or any close relation to come forward to claim this money,but nobody came yet to apply for the claim.

To this effect,i and other official in my department have decided to look for a trusted foriegn partner who can stand in as the next of kin of the deceased as we cannot do it only ourselves and claim this money.We need a foreign partner to apply for the claim on our behalf because of the fact that the customer was a foreign and we don't want this money to go into the treasury as unclaimed fund.

Every document to effect this process will emanate from my table and i will perfect every document to be in accordance with the banking law and guideline,so you have nothing to worry about and we have agreed that 30% of this money will be for you,while 10%will be for any expenses incured on both sides wihile 60% will be for my colleagues and me. If you are willing to help us,please indicate by replying this letter and putting in your name, private telephone number,fax and permanent residential address via my private email address below.I awaits your immediate response to enable us start this transaction as soon as i recieved your reply,i will send you a text application form for immediate APPLICATIION OF CLAIM.

Please contact me even if you are not intrested in my proposal to you to enable us scout for another partner in the event of non-interest on your part. Thanks for your co-operation

E-MAIL :pietjan2000@netscape.net
Mr Piet Van Jan

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Transfer Job Scam E-mails - Laundering Scams
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Subject: PART-TIME JOB OPPORTUNITY

Dear Sir,Madam,

We are small new firm engaged in export of goods to overseas outside my country. We have won various small exports contract at one time or the other, recently we were (engaged) contracted to supply financial programs for market analyzing, management project software in USA which was successfully done.

Unfortunately we have faced some difficulties while receiving payment for our software in our country as need 10-30 days to get a payment from your country. We do not have so much time to accept wire transfers and can't accept cashiers checks and money orders as well. So we need your help to accept this payments in your country faster. If you are looking to make additional profit we will accept you as our representative in your country. You will keep 10% of each deal we conduct.

Your part is very important to accept funds and forward it to us. It is not a full time work but a very convenient and fast additional income. We therefore solicit your assistance to help remit this money , I would want you to submit to us via mail to [Address removed] the following information which includes
1 Your Full Name
2 Your Contact Address
3 Telephone number/Fax
4.Yahoo or MSN ID.
Your country of living

Please respond ASAP and you will get additional details on how you can become our representative. Joining us and starting business today will cost you nothing, just some extra income for you.

Thanks for your vivid co-operation.

Manager,
SMITH BAMI
Director of ENFOSOFT Marketing Dept.

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Competition Scams
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Please follow this link to see sample of competition scam.


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Take note of the grammatical errors and wrong spellings in the sample mails. Also, scams often involve a large sum of money. If what they are saying is too good to be true, then better just leave it alone and send it to your trash bin. That big sum f money directed to you is worth all your suspicion after all.